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secured loans

In reality, secured loans in the UK should really be taken with personal advice about the right finance route for you to follow. However, you can do the work yourself and by comparing providers you'll find the right one for you. Secured loans are made to a person or couple that is guaranteed against their home (often called second charge).

The lender will advance money which they secure against your home and will not necessarily be for the same term as the normal mortgage so it can be structured to suit the individual requirements. Secured loans can be for virtually any purpose, including paying off more expensive existing debts and loans (including credit cards), home improvement purposes, purchasing cars/boats, and funding for school fees or holidays, etc.

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